While banks are a part of our everyday lives, their internal workings remain unfamiliar to most. From their financial statements to their operating models, banks function very differently from typical companies. This primer offers a practical introduction to the business of banking—what makes banks unique, how they operate, and how to interpret their financial performance.

Whether you’re entering the finance sector or simply curious about how banks make money, manage risk, and remain regulated, this course will provide a strong foundation. Key topics include:

• The structure and purpose of core banking business units
• Understanding bank-specific balance sheets and income statements
• Risk types and how they are identified and measured
• Essential financial ratios used to assess bank health

Table of Contents

Skills